Workers Compensation
When it comes to protecting your business and your employees- we are the right team to help you decide what coverage is best for you! Workers compensation can be complicated and expensive if you do not start the policy correctly! Do not hesitate to call us and ask us questions- no compromise!
As extensive as workers compensation policies are- this is a quick and brief summary of the most important details to keep in mind.
Workers' compensation insurance may cover medical expenses, rehabilitation and death benefits for employees injured at work.
Business that do not purchase a workers compensation for their employees are at risk for lawsuits arising from employee injuries or illnesses during the job.
The following factors play a key role in determining your premium for a workers compensation policy.
Your Profession
Some professions have higher injury risks than others. The National Council on Compensation Insurance (NCCI) developed a business classification system to determine your level of risk.
Your payroll
Your annual payroll is used to calculate your annual worker's compensation policy premium
Claim History
If your business has filed workers compensation claims in the past, it may affect your annual premium.
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