Umbrella Insurance- Basic Information
An Umbrella policy covers large unexpected events that exceed the limit of your other commercial policies.
By obtaining an Umbrella policy, you are purchasing extra security and peace of mind that your business is properly protected. A Commercial Umbrella Policy supplements your existing General Liability, Auto, and Employers Liability Limits.
I have a Small Business- Do I Benefit From This Policy?
Yes, even small businesses can have large liability exposures. An umbrella policy is recommended because businesses ( small or big ) face risks of being sued by customers, other businesses and even employees. If you are sued for a higher amount than your current Liability limits, you may be financially responsible to cover the rest.
What Determines My Umbrella Insurance Premium?
Your premium will be based on the limits you choose and the specific risk your business faces. Coverage is typically $1,000,000 but you may edit this to fit your need. We will help you decide which coverage is best for you.
How Do I Purchase Umbrella Coverage?
By calling us and requesting an Umbrella policy that goes with your current Liability Policies. Usually your current commercial policies and umbrella are handled by the same agency to ensure you the right coverage.
I have Questions, How can I speak to Someone?
We have a department for commercial lines Please call us at 770-622-3966 and ask to speak to a Commercial Specialist or e-mail us your questions to [email protected]
We are ready to answer any questions you may have!
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